What Is Good Credit?

Good Credit means that you pay all your bills on time each month. Your credit is your responsibility and maintaining good credit is the most important thing you can do. Having good credit means that you have a good credit report.  A credit report is a record of your personal financial transactions, these transactions make up your credit history.   How does your credit history look? You can check yours by getting your credit report. You are able to get a free credit report once a year from each of the three reporting agencies; Equifax, Experian and Trans Union.  To obtain a copy of your free credit report click on the following link: Annual Credit Report